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February 01, 2007  

Problems with Texas Health Insurance

An Austin based think tank proposed strategies for getting affordable health insurance to many Texans who are currently uninsured, according to the StarTelegram.

The nonpartisan Texas Health Institute suggested a 12-step plan that could cover half of the Texans without health insurance. The plan covers 2.7 million workers, children, students and low-income adults.

The plan would cost Texas $1.65 billion state dollars and $1.7 billion federal dollars - or roughly $1,330 per person.

The idea behind the health insurance plan is to tap into Texas's current budget surplus in order to get health insurance to the 1 of 4 Texans who are without health coverage.

The institute isn't lobbying for change, but will track any proposed legislation.

Some interesting findings of the think tank include the following statistics:

  • 72% of uninsured Texans have households with at least 1 full-time worker
  • 40% of uninsured families make $40,000 a year
  • Almost %50 of uninsured live in Texas's five largest urban counties
  • The counties with the highest concentration of uninsured live along the Texas-Mexico border


It seems like every state, from California to New York, is struggling with the same problem - the high number of people without health insurance.

Affordable family health insurance quotes are available online. If you don't get health coverage through an employer, your best bet is to compare plans to find a good plan that fits into your budget.

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